Privacy Policy
Your privacy is our top priority. Here’s exactly how we handle your data.
TL;DR: Spendzila does not collect, store, or sell your personal financial data. All calculator inputs run locally in your browser — we never see them. We only collect basic anonymous analytics to improve the website. We display Google AdSense ads which use cookies.
Table of Contents
1. Information We Collect
Financial Calculator Data
All financial data you enter into Spendzila’s calculators (income, expenses, loan amounts, investments, etc.) is processed entirely within your browser. This data is never transmitted to our servers, never stored, and never accessible by Spendzila or any third party.
Automatically Collected Data
We may automatically collect limited, anonymous technical information including your browser type, operating system, referring URL, pages visited on our site, and approximate geographic region. This information contains no personally identifiable information and is used solely to improve our website.
Contact Form Data
If you contact us via our contact form, we collect your name, email address, and message content. This information is used solely to respond to your inquiry and is never shared with third parties.
2. How We Use Information
We use the limited data we collect to:
- Operate and improve the website and its tools
- Respond to your inquiries and support requests
- Analyze anonymous traffic patterns to improve user experience
- Ensure website security and prevent abuse
- Display relevant advertisements through Google AdSense
We do not sell your data to third parties, use it for unauthorized commercial purposes, or share it with any party beyond what is described in this policy.
3. Cookies & Analytics
Spendzila uses minimal cookies and analytics tools. We use Google Analytics (with IP anonymization enabled) to understand how users interact with our site — which pages are visited, how long users stay, and what devices they use. All data collected by Google Analytics is aggregate and anonymous. We cannot identify individual users.
You can opt out of Google Analytics tracking at any time by installing the Google Analytics Opt-out Browser Add-on — free for all major browsers.
For full details on all cookies we use, see our Cookie Policy.
4. Google AdSense & Advertising
Spendzila.com displays advertisements through Google AdSense. Google AdSense uses cookies and similar tracking technologies to show you relevant advertisements based on your browsing history and interests.
These advertising cookies are set by Google, not by Spendzila. Google’s use of advertising cookies is governed by Google’s Privacy Policy.
You can manage or opt out of personalized Google ads at any time by visiting adssettings.google.com. Opting out does not remove ads — it makes them less personalized.
Important: Advertising cookies do NOT have access to your financial calculator data. Your calculator inputs are processed locally in your browser and are never transmitted to Google or any advertiser.
5. Affiliate Links
Some links on Spendzila.com are affiliate links. If you click on an affiliate link and make a purchase, we may earn a commission at no additional cost to you. We only recommend products and services we believe provide genuine value.
Affiliate relationships do not influence our editorial rankings, reviews, or content. All material affiliate relationships are disclosed in accordance with FTC guidelines. For full details, see our Disclaimer.
6. Third-Party Services
Our website uses the following third-party services, each with their own privacy policies:
- Google Analytics — website traffic analysis (privacy policy)
- Google AdSense — advertising (privacy policy)
- Google Fonts — typography (privacy policy)
- Cloudflare — performance and security (privacy policy)
Our website may also include links to third-party websites. We are not responsible for the privacy practices of any external sites. We encourage you to review their privacy policies before providing personal information.
7. Data Security
Since we do not store your financial calculator data, there is no risk of it being breached from our servers. Your calculator inputs exist only in your browser and disappear when you close or refresh the page.
Our website uses HTTPS encryption for all connections, protecting any data transmitted between your browser and our server. We implement industry-standard security measures to protect any information we do collect, such as contact form submissions.
8. Children’s Privacy
Spendzila is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided us with personal information, please contact us at privacy@spendzila.com and we will promptly delete it.
9. Your Rights
Depending on your location, you may have the following rights regarding your personal data:
- Access — request a copy of personal data we hold about you
- Correction — request correction of inaccurate data
- Deletion — request deletion of your personal data
- Objection — object to processing of your data
- Portability — request transfer of your data
- Withdraw consent — opt out of analytics and advertising cookies
To exercise any of these rights, contact us at privacy@spendzila.com. We will respond within 30 days. Note: since we don’t store financial calculator data, most data deletion requests can be fulfilled instantly.
10. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. We will notify users of significant changes by updating the “Last Updated” date at the top of this page.
Continued use of Spendzila after changes are posted constitutes acceptance of the updated policy. We encourage you to review this page periodically.
11. Contact Us
For privacy-related questions, concerns, or data requests:
📧 Email: privacy@spendzila.com
🌐 Contact Page: spendzila.com/contact
⏱ Response time: Within 30 days